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Your Local Mortgage Experts
Purchasing
We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames and contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home and even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan and transaction to an expert in this field!
Ask about our “No Worry Guaranteed” Pre-Underwriting program. It allows all the underwriting of your file to be done before you find your home, giving you peace of mind that there will be no surprises down the road, AND allow you to make a ‘no-loan-contingent’ purchase offer. This makes you similar to cash!
Refinancing
Ease and rate. When it comes to a refinance you want it to be hassle free, timely and get a good price.
We’ve spent over a decade getting the funding sources together to give what was thought to be this impossible combination. Low price, fast service and a great experience.
Popular Mortgage Programs
We can provide the ordinary to the extra-ordinary.
- Well-qualified, price sensitive, shopper loans
- Hard to qualify, easier guidelines loans
- Conventional/FHA/VA/ Jumbo
- Reverse Mortgages
- Bank Statement deposits as income
- Stated Income
- Renovation & Construction
- $0 down, down payment assistance and other 1st time buyer products
- low FICO score loans
- Investor loans
- 10+ financed properties, Hotel, Motel, Commercial loans
- Dr Loans
- and more!
get your home loan now.
Buying a home? Ready to refinance? Just click Apply Now to get started!
Why Choose Us?
Top
Retail Mortgage Lender
Best Rates
Rates & Service
100%
Customer Satisfaction
How It Works?
All we do are home loans, and we’re great at it. Let us help you too.
First You Apply
Click Apply Now! That application alone will give us all a great idea what you qualify for and all the pricing information you will want. We'll reach out to you right away with any additional information needed.
Under Processing
Once we have a complete file we'll get your file reviewed. And if you want the "No Worry" Pre-Underwritten program, we'll submit your file to be reviewed and pre-approved by the underwriter here too.
Final Approval
Final approval happens after your credit and income and assets have been reviewed. The property will need to be approved and value ascertained as well. Once all this is done you will get those beautiful words, "Clear To Close". That is the last of all the approvals.
get your home loan now.
Buying a home? Ready to refinance? Just click Apply Now to get started!
Customers who talk about jevonperra
Check us out on Yelp, Google Business and Zillow! We are proud of our 5 Star Reviews!
Start your LOAN APPLICATION
Get us all or part of the info for a loan application and we will get you accurate pricing, rates and a pre-qualification! This is the smart way to start your home financing journey.
About Jevon Perra
At only 5 years old he was seen wearing overalls and carrying bricks at the work site. Jevon’s passion for real estate started there. Jevon Perra started his grown up career in the real estate world with hands on experience building and remodeling multi-family properties for his family’s real estate business in southern California. Jevon has evolved to being ranked as one of the best In lending that prides himself on being a rock for his clients, communicating every detail and changing the lives of everyone he comes in contact with. He’s so proud of his 5-star customer surveys on Yelp, Google Business and Zillow. And he always makes sure to get the best rates for his clients.
get your home loan now.
Buying a home? Ready to refinance? Just click Apply Now to get started!
perraloans.com cities
We are not limited to to geography, but this is were we live so we tend to loan here more.
california: fountain valley
huntington beach
laguna niguel
garden grove
santa ana
newport beach
anaheim
yorba linda
Costa mesa
laguna beach
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